1.Preheat oven to 350 degrees, spray a 13 x 9 inch baking pan or you can use a large cast iron skillet with melted butter. Set aside.
2.Microwave cream cheese about 35 seconds or until nice and soft and easy to mix with a whisk. Add in sour cream, mix again.
3.Add in beans, corn, olives, chiles, and seasoning packet. Whisk until all is combined. Now, mix in 1 package of shredded cheese.
4.Pour into prepared pan. Gently spread out. Sprinkle remaining bag shredded cheese evenly over the top.
5.Bake for about 25 to 30 minutes. The cheese should be nice and melted on top and the inside hot. Take out of oven. Wait just a few minutes then top with tomatoes, and other toppings. Enjoy the cheesy deliciousness!