1.In a medium mixing bowl, combine all ingredients except chocolate chips with the smaller amounts listed first. Mix until you get a cookie dough kind of batter. Maybe a little dryer.
2.Add in chips. You can use clean hands to mix everything together and form a dough. Press into a loaf pan that has been lined with parchment or wax paper. Leave a little overlapping for easy removal. Use a small measuring cup to even out the dough and to smooth to the ends of the pan. Sprinkle more chips on top and lightly press in.
3.Place in fridge for at least 2 to 3 hours. When chilled and firm. Take out of fridge, lift the parchment paper up and cut into 5 bars then cut those in half or leave as a longer bar. Store in fridge up to 4 days. Enjoy!